Last Updated: November 26th, 2024
Superb Credit USA is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services. Please read this policy carefully to understand our practices regarding your personal information.
Identification Information: Name, address, email address, phone number, date of birth, and Social Security Number (SSN) or Taxpayer Identification Number (TIN).
Financial Information: Credit reports, credit score, payment history, employment details, income information, and outstanding debts.
Transaction Data: Information about services requested or provided, payment details, and records of communication.
Other Information: Any other data that is required for processing your credit repair services and addressing your inquiries.
Credit Repair Services: To assess and address any issues on your credit report, including disputes, corrections, and negotiations with credit bureaus or creditors.
Communication: To contact you regarding your application, credit repair progress, or updates on your credit score.
Marketing & Promotions: If you have opted in to receive marketing communications, we may use your data to send you information about our services, promotions, or special offers.
Customer Support: To respond to any inquiries or issues you have related to our services.
Legal Compliance: To comply with applicable laws and regulations related to credit repair services and consumer protection.
With Service Providers: We may share your information with third-party service providers, such as credit bureaus, creditors, or other entities necessary to perform the credit repair services you have requested.
Legal Compliance: We may disclose your data if required to do so by law, such as in response to a subpoena, court order, or other legal processes.
With Your Consent: We may share your personal data with others if you have given us explicit consent to do so.
Right to Access: You have the right to request a copy of the personal data we hold about you.
Right to Correct: If any of your personal data is inaccurate or incomplete, you have the right to request that it be corrected.
Right to Erasure: You may request that we delete your personal data under certain conditions (e.g., when it is no longer necessary for the purposes for which it was collected).
Right to Restrict Processing: You have the right to request that we restrict the processing of your personal data in certain circumstances.
Right to Object: You can object to the processing of your data for direct marketing purposes or if the processing is based on legitimate interests.
Right to Data Portability: You may request a copy of your personal data in a commonly used, structured format that allows for easy transfer to another provider. To exercise these rights, please contact us at [email protected].
For more information about the cookies we use, please refer to our Cookie Policy.